Owner-Occupied Bridge Loan Program

Apply for a Loan

First name*

Last name*

Phone number*

Email*

City*

State/Region*

Are you a borrower or a broker?*

Have you worked with someone from Red Tower Capital before?*

Requested Loan Amount*

Loan Program*

Is this a purchase or refinance?*

Are you requesting rehab or construction funds?*

What is the address of the property?*

City in which property is located?*

State in which Property is located?*

ZIP Code of the property*

What type of property?*

Is there anything further you want to share about your transaction?*

Owner-Occupied Bridge

Our Owner Occupied Bridge Loan Program allows Buyers to be very competitive when buying a home. With our Owner Occupied Bridge Loan Program, buyers can purchase their new home before selling their existing home, without having to meet the stringent debt to income ratios of a conventional lender.

At this time, we only make Owner Occupied Bridge loans in California.

"When homeowners live in hot housing markets with fierce competition, they need to be able to move quickly. Submitting an offer with less contingencies – and that can close quickly – gives these buyers an upper hand and can make their offer more appealing to the seller. Many buyers can benefit from getting an 'Owner-Occupied Bridge Loan.' " - Janet S., Real Estate Agent

An Owner Occupied Bridge Loan is a short term – usually 11 months or less – loan given to homeowners who want to purchase a new primary residence prior to the sale of their current home.

Advantages:

Allows the borrower to leverage the equity in their current home before selling their current home.
The borrower does not need to qualify for a conventional bank loan on the NEW home in addition to the current home they may have a conventional loan on.
Quick underwriting – often as low as 7-14 days from complete package review to close.
With sufficient equity, the borrower can write an offer that is not contingent on financing if desired, so is more competitive.
The borrower can close quickly on the new home.
After the buyers purchase their new home using a bridge loan, they can more leisurely sell their old home. By selling their old home more slowly, they'll be less stressed, won't have to deal with multiple moves and will get the best price.

Do not hesitate to reach out to discuss your loan scenario and get a quote!

OUR TEAM

Expertise You Can Trust

Since 2011, Red Tower Capital has been helping people achieve their dreams.

Solomon Gorlick

President and Founder

solomon@redtowercapital.com

(415) 377-1284

Apply Now

John Lowman

Business Development

john.lowman@redtowercapital.com

(310) 648-9114

Apply Now

Erica Zepko

Loan Origination

erica.zepko@redtowercapital.com

(415) 475-9310

Apply Now

First name*

Last name*

Phone number*

Email*

City*

State/Region*

Are you a borrower or a broker?*

Have you worked with someone from Red Tower Capital before?*

Requested Loan Amount*

Loan Program*

Is this a purchase or refinance?*

Are you requesting rehab or construction funds?*

What is the address of the property?*

City in which property is located?*

State in which Property is located?*

ZIP Code of the property*

What type of property?*

Is there anything further you want to share about your transaction?*

*Please see performance disclosure. Investors must meet certain minimum income and/or net worth standards to qualify.

Apply Now

First name*

Last name*

Phone number*

Email*

City*

State/Region*

Are you a borrower or a broker?*

Have you worked with someone from Red Tower Capital before?*

Requested Loan Amount*

Loan Program*

Is this a purchase or refinance?*

Are you requesting rehab or construction funds?*

What is the address of the property?*

City in which property is located?*

State in which Property is located?*

ZIP Code of the property*

What type of property?*

Is there anything further you want to share about your transaction?*

*Please see performance disclosure. Investors must meet certain minimum income and/or net worth standards to qualify.

Apply Now

First name*

Last name*

Phone number*

Email*

City*

State/Region*

Are you a borrower or a broker?*

Have you worked with someone from Red Tower Capital before?*

Requested Loan Amount*

Loan Program*

Is this a purchase or refinance?*

Are you requesting rehab or construction funds?*

What is the address of the property?*

City in which property is located?*

State in which Property is located?*

ZIP Code of the property*

What type of property?*

Is there anything further you want to share about your transaction?*

*Please see performance disclosure. Investors must meet certain minimum income and/or net worth standards to qualify.

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Chowchilla

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$875,000

San Pablo

Purchase

Mixed-Use

$8,500,000

Richmond

Refi Cashout

Warehouse

$960,000

San Mateo

Refi Cashout

Office / Light Industrial

$1,800,000

Berkeley

Purchase

Multifamily

$705,000

Seaside

Refinance

Adult Care Facility

$700,000

Oakland

Refi Cashout

Fourplex

$2,000,000

San Francisco

Purchase

Industrial

$1,300,000

San Francisco

Refinance

Fourplex

$2,750,000

Desert Hot Springs

Refi Cashout

Warehouse + Greenhouse

$3,100,000

Long Beach

Construction

Retail

$325,000

Chowchilla

Purchase

SFR

$875,000

San Pablo

Purchase

Mixed-Use

$8,500,000

Richmond

Refi Cashout

Warehouse

TESTIMONIALS

What They Say About Us:

Having known Red Tower Capital for over 10 years, I can safely say, they are the most reliable private lender in the market.

Scott G.

Investor

Apply For a Loan

Owner-Occupied Bridge

Apply for a Loan

Owner-Occupied Bridge

Advantages:

Expertise You Can Trust

Solomon Gorlick

John Lowman

Erica Zepko

Apply Now

Apply Now

Apply Now

Recently Closed Loans

What They Say About Us:

Scott G.

Lucy A.

Russ M.

Rob B.

Justin R.

Chris M.

Stay connected with
Red Tower Capital

Apply For a Loan

Owner-Occupied Bridge

Apply for a Loan

Owner-Occupied Bridge

Advantages:

Expertise You Can Trust

Solomon Gorlick

John Lowman

Erica Zepko

Apply Now

Apply Now

Apply Now

Recently Closed Loans

What They Say About Us:

Scott G.

Stay connected with Red Tower Capital

Stay connected with
Red Tower Capital