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DSCR Loans –For Income Property

Red Tower Capital’s DSCR loan program allows real estate investors to secure financing based on the rental income of a property rather than the borrower's personal income.


What is a DSCR Loan?

DSCR refers to debt service coverage ratio. A DSCR loan is a type of non-QM loan that allows real estate investors to qualify for a mortgage based on their property’s cash flow instead of their personal income. The DSCR is calculated by taking the property’s revenue or net operating income (NOI) and dividing it by its total debt service.


Advantages:
  1. Based on the cash flow of a rental property and not your personal income.
  2. No tax or personal income documents needed.
  3. Purchase or Refinance.
  4. Eligible properties include single family residence, 2-4 family residences, condos and townhomes.
  5. Fixed rate term with interest only loan options available.
  6. Both long-term and short-term rentals are eligible.

Do not hesitate to reach out to discuss your loan scenario and get a quote!

OUR TEAM

Expertise You Can Trust

Since 2011, Red Tower Capital has been helping people achieve their dreams.

 
Solomon Gorlick

President and Founder

solomon@redtowercapital.com
(415) 377-1284
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John Lowman

Business Development

john.lowman@redtowercapital.com
(310) 648-9114
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*Please see performance disclosure. Investors must meet certain minimum income and/or net worth standards to qualify.

Apply Now

*Please see performance disclosure. Investors must meet certain minimum income and/or net worth standards to qualify.

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TESTIMONIALS

What They Say About Us:

Having known Red Tower Capital for over 10 years, I can safely say, they are the most reliable private lender in the market.

Red Tower Capital solved my financing problem. They are great!  Thank you!

Red Tower has done the easy loans for our clients.  But when needed, they have also provided custom solutions to our borrower's needs.  Thanks again!

Although I also invest in stocks, real estate and gold, I keep some of my funds in Red Tower's mortgage fund to provide me consistent income.

Red Tower Capital provided multiple loans to me over the years.  They are easy to work with and very responsive.  Thank you!

We have placed a handful of loans successfully with the Red Tower team over the years.  Thank you for funding our deals!

Scott G.

Investor

Lucy A.

Borrower

Russ M.

Mortgage Broker

Rob B.

Private Investor

Justin R.

Borrower

Chris M.

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